TERMS OF USE AGREEMENT
Welcome to https://siahualim.com (the "Website"), owned and operated by Sia Hua Lim ("Owner", "we", "us", or "our"). This Terms of Use agreement ("Agreement") sets forth the legally binding terms and conditions for your use of the Website and any related services or products offered by Owner (the "Services").
By accessing or using the Website, you agree to be bound by this Agreement and our Privacy Policy, which is incorporated herein by reference. If you do not agree to be bound by this Agreement and our Privacy Policy, you must immediately stop using the Website and the Services.
1. Use of the Website and Services
(a) Eligibility. You must be at least 18 years old to use the Website and the Services. By using the Website and the Services, you represent and warrant that you are at least 18 years old.
(b) User Account. In order to access certain features of the Website and the Services, you may need to create a user account. When creating your user account, you must provide accurate and complete information. You are solely responsible for maintaining the confidentiality of your user account and password, and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.
(c) Restrictions on Use. You may use the Website and the Services only for lawful purposes and in accordance with this Agreement. You may not use the Website or the Services to engage in any activity that violates any law, infringes on the rights of others, or is harmful, fraudulent, deceptive, or obscene.
(d) Intellectual Property. The Website and the Services, including all content, text, graphics, logos, images, software, and other materials on or made available through the Website and the Services, are owned by or licensed to Owner and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website or the Services, except as expressly permitted by this Agreement.
2. Sale of Products and Services
(a) Ebooks. We may offer ebooks for sale through the Website. By purchasing an ebook, you agree to the terms of the End User License Agreement ("EULA") that accompanies the ebook.
(b) Online Courses. We may offer online courses for sale through the Website. By purchasing an online course, you agree to the terms of the EULA that accompanies the course.
(c) Coaching Services. We may offer coaching services for sale through the Website. By purchasing coaching services, you agree to the terms of the coaching services agreement that accompanies the services.
(d) Prices and Payment. The prices for our products and services are listed on the Website. We may change the prices at any time without prior notice. All payments must be made in Singapore Dollars (SGD) unless otherwise specified. We use third-party payment processors to process payments, and we do not store your payment information on our servers.
3. Disclaimer of Warranties and Limitation of Liability
(a) Disclaimer of Warranties. The Website and the Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We do not warrant that the Website or the Services will be uninterrupted, error-free, or free from viruses or other harmful components. We make no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content, text, graphics, links, or other materials provided on or through the Website or the Services.
(b) Limitation of Liability. In no event will Owner or its affiliates, directors, officers, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website or the Services, even if we have been advised of the possibility of such damages. In no event will our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Website or using the Services.
4. Indemnification
You agree to defend, indemnify, and hold harmless Owner and its affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, damages, liabilities, costs, and expenses, including attorneys' fees, arising out of or in connection with your use of the Website or the Services, your violation of this Agreement, or your violation of any law or the rights of a third party.
5. Termination
We reserve the right to terminate your access to the Website or the Services at any time and for any reason, without prior notice. Upon termination, all rights and licenses granted to you under this Agreement will immediately terminate.
6. Governing Law and Jurisdiction
This Agreement will be governed by and construed in accordance with the laws of Singapore, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of Singapore for any dispute arising out of or in connection with this Agreement.
7. Changes to this Agreement
We reserve the right to modify this Agreement at any time and for any reason, without prior notice. Your continued use of the Website or the Services after any such modification constitutes your acceptance of the modified Agreement.
8. Contact Us
If you have any questions about this Agreement or the Website, please contact us at admin@siahualim.com.